When to and How To Reduce Capital Gains Taxes

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When to Suck it Up and Pay Capital Gains

by Britton Gregory, Seaborn Financial, LLC

By now, hopefully you know that the top priorities for investing are (a) invest early, (b) invest often, and (c) build an asset allocation that matches your risk tolerance and risk capacity. (I’ve linked to that article an order of magnitude more than any other, so you better!)

And that’s relatively easy to do when all your assets are in a 401k. You just log in, build the portfolio, assign percentages, and click “go”, and the 401k administrator handles everything, generally with no transaction fees. But what if you’ve got a bunch of assets in a taxable account — assets that have done well, and thus would incur significant capital gains tax if you touched them? 

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Asset Location [Video]

by Robert Stoll, Financial Design Studio, Inc.

Today we are going to talk about one of the silent killers of investment performance, taxes. Taxes are a fact of life and we can’t avoid them forever. However, we can be strategic about when they are incurred. Therefore, it doesn’t negatively affect our finances any more than necessary.


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Tax Gain-Loss Harvesting [Video]

by Michelle Smalenberger, Financial Design Studio, Inc.

Today we are talking about tax gain and loss harvesting. Here are some things you can do with your investments to help with a little bit of tax planning. Often people have a dilemma when they look at their investments only to realize that their gains are going to be taxed. It makes people question if they really want gains from their investments. Let’s talk about one thing you can consider to help you keep more of your money.

[Watch the Video]


4 Tactics for Reducing Capital Gains Tax on Appreciated Assets

by Grant Bledsoe, Three Oaks Wealth

Following the financial crisis of 2009, we entered one of the longest running bull markets in history. During this time, the Federal Reserve has injected a massive amount of US dollars into the monetary system, which has driven up the value of capital assets across the board. If you’re someone who holds equities or other assets at a substantial gain, you might be hesitant to sell them because of tax concerns. In today’s episode, Grant dives into four strategies you can use for reducing capital gains taxes on appreciated assets.

[Listen to the Podcast]

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